Articles & Guides
Funding strategies, cost comparisons, and policy analysis for parent plus gap students.
The Public Ivy Trap: Why Out-of-State Families Get Hit Hardest by the Parent PLUS Cap
Out-of-state tuition at top public universities can exceed $55,000/year. With the new $20,000 Parent PLUS cap, the gap hits harder than at many private schools that offer more aid.
The New Parent PLUS Loan Cap: What Changes in 2026 and What It Means for Your Family
Parent PLUS loans are capped at $20,000/year and $65,000 total per child starting July 1, 2026. If your child's school costs $60,000+, the math just changed.